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            "content": "[The Cabinet Secretary for Labour and Social Protection (Hon. (Dr.) Alfred Mutua) was ushered out of the Chamber]"
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            "type": "speech",
            "speaker_name": "Hon. Kingi",
            "speaker_title": "The Speaker",
            "speaker": null,
            "content": "Clerk, do we have the Hon. CS? Are we ready?"
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            "content": "[The Cabinet Secretary for Co-operatives and Micro and Small Enterprises Development (Hon. Wycliffe Oparanya) was ushered into the Chamber]"
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            "type": "speech",
            "speaker_name": "Hon. Kingi",
            "speaker_title": "The Speaker",
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            "content": "The Cabinet Secretary for Co-operatives and Micro and Small Medium Enterprises Development is in the House. Kindly take your seats, so that we proceed. Now, hon. Senators, there are two questions that are directed to the hon. Cabinet Secretary. Each question is allocated 20 minutes. So, we will terminate at exactly 10.55 a.m. and thereafter, we will usher in the CS in charge of the Ministry of Health. Now, the first question directed to the CS is Question No.065 by the Hon. Sen. Joyce Korir. Hon. Senator, you may proceed to ask your question."
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            "content": "Question No. 065"
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            "speaker": null,
            "content": "INITIATIVES TO SUPPORT WOMEN ENTREPRENEURS"
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            "type": "speech",
            "speaker_name": "Sen. Korir",
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            "content": "Thank you, Mr. Speaker, Sir. Allow me to welcome the Cabinet Secretary to this sitting. I will go direct to ask my question- (a) Could the Cabinet Secretary outline the existing or new initiatives aimed at supporting women entrepreneurs to start and grow businesses? (b) What steps has the Ministry taken to raise awareness among marginalised and unprivileged women, particularly those in remote areas, on the availability of funding support for women entrepreneurs? (c) What has been the impact of the Hustler Fund on women entrepreneurs and how can it be enhanced to further promote women-led enterprises? (d) What economic barriers do women face in accessing financial resources and what strategies has the Ministry adopted to address and remove these barriers? Thank you, Hon. Speaker."
        },
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            "type": "speech",
            "speaker_name": "Hon. Kingi",
            "speaker_title": "The Speaker",
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            "content": " Hon. CS, you may now proceed to respond."
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            "type": "speech",
            "speaker_name": "Hon. Wycliffe Oparanya",
            "speaker_title": "The Cabinet Secretary for Co-operatives and Micro, Small and Medium Enterprises Development",
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            "content": " Thank you, Mr. Speaker, Sir. I wish to respond to Question No.065 by the nominated Senator, Sen. Joyce Koris as follows- For question (a) the Ministry, through the state agencies, has implemented multiple existing and new initiatives that are inclusive to women, youth and persons living with disabilities, marginalised and minority groups to start or expand their businesses. The first one is the Financial Inclusion Fund, popularly known as the Hustler Fund, which offers accessible and affordable credit to all Kenyans, including women entrepreneurs, through personal loans, group loans and bridging loans products. The electronic version of the Senate Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Director, Hansard and AudioServices, Senate."
        },
        {
            "id": 1564681,
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            "type": "speech",
            "speaker_name": "Hon. Wycliffe Oparanya",
            "speaker_title": "The Cabinet Secretary for Co-operatives and Micro, Small and Medium Enterprises Development",
            "speaker": null,
            "content": "To date, the fund has served over 25 million Kenyans across the country through the digital lending platform, using both features, mulika mwizi and smartphones, to date disbursing about Kshs70 billion with women accounting for 48 per cent of the total beneficiaries. The Hustler Fund credit model is inclusive, requiring no collateral or credit history, thereby enabling women with limited financial background to access the funding. The Uwezo Fund, another flagship programme, was established under the Public Finance Management Act, 2012. It provides interest-free loans, business training, mentorship and market linkages to women, youth and PwDs at the constituency level. The fund has so far disbursed over Kshs5.3 billion to 53,596 women groups across all 290 constituencies. In addition, the Uwezo Fund has rolled out the Wekesha Kazi Majuu product. We are working closely with the Ministry of Labour and Social Protection to support labour mobility. We are giving loans of up to Kshs 200,000 to successful applicants of the labour mobility programme. This supports their air tickets, visa and other attendant costs at a zero interest rate, with a one-off management fee of eight per cent. The Kenya Industrial Estates (KIE) has disbursed over Kshs464 million affordable credit to 1,303 women entrepreneurs between the financial years 2019/2020 and 2024/2025 period. In addition, the KIE supports entrepreneurial capacity building and industrial incubation, where 73 women-owned enterprises are currently on incubation in its facilities. The KIE is also training hundreds of thousands of women in leadership financial literacy through partnerships with the Stanbic Foundation Kenya and the University of Nairobi Women Economic Empowerment Hub. The Micro and Small Enterprises Authority (MSEA) has undertaken a wide range of interventions. This includes construction and equipping of the Constituency Industrial Development Centres (CIDCs). They currently accommodate 2,994 women entrepreneurs. It has facilitated over 4,540 women-led businesses to access markets through trade fairs and exhibitions and disributed modern equipment to over 805 women entrepreneurs. In addition, tens of thousands of young women have been supported through the Kenya Youth Employment Opportunities Project (KYEOP)."
        }
    ]
}