{"id":261493,"url":"http://info.mzalendo.com/api/v0.1/hansard/entries/261493/?format=json","text_counter":168,"type":"speech","speaker_name":"Mr. Speaker","speaker_title":"","speaker":null,"content":"(c) In the absence of a title deed, an alternative collateral consideration for one’s application is given so long as one can use such collateral as a letter of allotment for plots with an undertaking from the local council signed by the Clerk of the Council. Two, produce a share certificate for firms performing well in the stock exchange whose surrender value must be more than twice the loan being applied for. Three, produce a life insurance policy whose surrender value must be more than twice the loan applied for. These conditions can also be fulfilled if there is a guarantor who meets the same conditions."}