{"id":65255,"url":"http://info.mzalendo.com/api/v0.1/hansard/entries/65255/?format=json","text_counter":119,"type":"speech","speaker_name":"Mr. Nguyai","speaker_title":"","speaker":{"id":113,"legal_name":"Lewis Nganga Nguyai","slug":"lewis-nguyai"},"content":"Mr. Speaker, Sir, yes, banks have been making a tremendous amount of profits as, probably, other businesses in this country. I might be quick to first point out that the big amounts of profits are realized from the well-performing loans that are normally borrowed by large corporations that do business with these banks. I do not have the specific tabulation of what percentage of loans are not performing. However, I can easily say that a majority of the non-performing loans come from individuals. The mechanism that we need to put in place is how we can fairly assess individuals and reduce the risk."}