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            "content": "(Resumption of debate interrupted on 20.2.2025)"
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            "type": "speech",
            "speaker_name": "Hon. Martha Wangari",
            "speaker_title": "The Temporary Speaker",
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                "legal_name": "Martha Wangari",
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            "content": "Hon. Kimani, today is your busy day. Move the Bill."
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            "content": "(Hon. Temporary Speaker (Hon. Martha Wangari) consulted the Clerk-at-the-Table)"
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            "type": "speech",
            "speaker_name": "Hon. Martha Wangari",
            "speaker_title": "The Temporary Speaker",
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                "legal_name": "Martha Wangari",
                "slug": "martha-wangari"
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            "content": "I have been told it was moved and seconded. I will start by proposing the Question."
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            "content": "(Question proposed)"
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            "type": "speech",
            "speaker_name": "Hon. Martha Wangari",
            "speaker_title": "The Temporary Speaker",
            "speaker": {
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                "legal_name": "Martha Wangari",
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            "content": "We will start with the Member for Kitui Rural, Hon. David Mboni."
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            "type": "speech",
            "speaker_name": "Kitui Rural, WDM",
            "speaker_title": "Hon. David Mwalika",
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            "content": " Thank you, Hon. Temporary Speaker, for giving me this opportunity. From the onset, I support the Bill because it originated from my Committee. It was first introduced in the 12th Parliament but was not well drafted. The version we have in this Parliament is very good. We are also requesting Members to propose amendments to make it better."
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            "type": "speech",
            "speaker_name": "Kitui Rural, WDM",
            "speaker_title": "Hon. David Mwalika",
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            "content": "This is a very important sector in this country. It contributes 2.1 per cent to the Gross Domestic Product (GDP) and employs over 10,000 people, directly or indirectly. Together with The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
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            "speaker_name": "Kitui Rural, WDM",
            "speaker_title": "Hon. David Mwalika",
            "speaker": null,
            "content": "the manufacturing, banking and Information and Communications Technology (ICT) sectors, they contribute around 53 per cent of tax revenue. However, insurance penetration in this country remains low, at 2.4 per cent. Statistically, it is the third-lowest in Sub-Saharan Africa and below the global average of seven per cent."
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            "type": "speech",
            "speaker_name": "Kitui Rural, WDM",
            "speaker_title": "Hon. David Mwalika",
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            "content": "This sector faces many challenges. One is the public perception that insurance agents are conmen, which causes people to avoid taking insurance. Other challenges include uncertainties in the market, cybersecurity risks and workforce inefficiencies. Some claims take too long to be honoured. I have one claim that has taken about three months to be compensated. Unfavourable government regulation framework has harboured the penetration of insurance in this country."
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