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{
"id": 1521382,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521382/?format=api",
"text_counter": 263,
"type": "speech",
"speaker_name": "Kitui Central, WDM",
"speaker_title": "Hon. (Dr) Makali Mulu",
"speaker": null,
"content": "With those many remarks, I support the Bill. I also request that the House, through the House Business Committee, prioritise this Bill so that it can become an act of Parliament before the lapse of the 13th Parliament."
},
{
"id": 1521383,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521383/?format=api",
"text_counter": 264,
"type": "speech",
"speaker_name": "Kitui Central, WDM",
"speaker_title": "Hon. (Dr) Makali Mulu",
"speaker": null,
"content": "Thank you, Hon. Temporary Speaker."
},
{
"id": 1521384,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521384/?format=api",
"text_counter": 265,
"type": "speech",
"speaker_name": "Hon. Martha Wangari",
"speaker_title": "The Temporary Speaker",
"speaker": {
"id": 13123,
"legal_name": "Martha Wangari",
"slug": "martha-wangari"
},
"content": " Hon. Maingi."
},
{
"id": 1521385,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521385/?format=api",
"text_counter": 266,
"type": "speech",
"speaker_name": "Mwea, UDA",
"speaker_title": "Hon. Mary Maingi",
"speaker": null,
"content": " Thank you, Hon. Temporary Speaker, for giving me a chance to support as I contribute to this important Bill. The Insurance Institute of Kenya (IIK) was formed in 1948 and operated as an affiliate institute of the Chartered Insurance The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
},
{
"id": 1521386,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521386/?format=api",
"text_counter": 267,
"type": "speech",
"speaker_name": "Mwea, UDA",
"speaker_title": "Hon. Mary Maingi",
"speaker": null,
"content": "Institute of London until 2002 when it finally got registered as a society by the Registrar of Societies in Kenya."
},
{
"id": 1521387,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521387/?format=api",
"text_counter": 268,
"type": "speech",
"speaker_name": "Mwea, UDA",
"speaker_title": "Hon. Mary Maingi",
"speaker": null,
"content": "Hon. Temporary Speaker, every year, Kenyan students take away money from this country to London to pay for their exams in the Chartered Insurance Institute of London. If we recognise the IIK as a professional body of this country, we will have Kenyans register for their exams here; we will retain our money and have members of our neighbouring countries and other countries register with us and, thereby, bring their money into the country."
},
{
"id": 1521388,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521388/?format=api",
"text_counter": 269,
"type": "speech",
"speaker_name": "Mwea, UDA",
"speaker_title": "Hon. Mary Maingi",
"speaker": null,
"content": "Hon. Temporary Speaker, having a controlled insurance sector in this country is important because it employs thousands of people. In fact, this country has more than 13,000 players in the insurance industry. The finance and insurance industry contributed 6.7 per cent to our country's Gross Domestic Product (GDP). The insurance sector contributed 2.4 per cent to our GDP. Such a sector cannot go unchecked. There is a direct and positive correlation between insurance penetration and economic growth. Countries that have a strong insurance penetration also have strong economies. Economies like South Africa, the United Kingdom (UK) and the United States of America (USA) have a very high insurance penetration, meaning their insurance uptake is higher than ours. This is because our insurance industry is not regulated, and our customers have no confidence in it. If we establish the Insurance Institute of Kenya as a regulatory body to regulate all insurance professionals, we will increase the confidence levels in this country and have more insurance partakers. Even our Technical and Vocational Education and Training (TVETs) institutions will provide insurance examinations because they know the Insurance Institute of Kenya (IIK) will be recognised. Subsequently, their exams will be recognised. That will mean that our people will not spend money sitting for exams in London with the Chatham Insurance Institute. The role of insurance cannot be underestimated. Insurance provides cash for investment through financial markets, capital investments like real estate, the banking and construction sectors, and protecting people and their properties. When you consider the terrorist attacks at Westgate Mall, World Trade Centre or the more recent attack on Parliament by outsiders, if those places had no insurance covers, operations would not have resumed as quickly as they did to allow people to continue working and the economy to continue growing. Insurance also creates employment and makes nations even more prosperous because people will invest and take riskier chances. They will risk more because they know that in the event that their businesses go under, insurance will compensate for their losses. Confidence levels will increase because people are assured that insurance will take care of their businesses and lives. With those few remarks, I beg to support the Bill and thank the Chairperson of the Departmental Committee on Finance and National Planning for bringing it up for discussion."
},
{
"id": 1521389,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521389/?format=api",
"text_counter": 270,
"type": "speech",
"speaker_name": "Hon. Martha Wangari",
"speaker_title": "The Temporary Speaker",
"speaker": {
"id": 13123,
"legal_name": "Martha Wangari",
"slug": "martha-wangari"
},
"content": " Member for Busia, Hon. Omanyo."
},
{
"id": 1521390,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521390/?format=api",
"text_counter": 271,
"type": "speech",
"speaker_name": "Busia County, ODM",
"speaker_title": "Hon. Catherine Omanyo",
"speaker": null,
"content": " Thank you, Hon. Temporary Speaker. This is a beautiful Bill that is long overdue. Many people have lost their lives or been rendered handicapped or mentally challenged after losing money to some dubious, uncertified brokers or agents of various insurance agencies. Some of them con people right away. They come with nice language and say that if you pay them a certain amount per year, you will be taken care of in case of any emergency. If you get sick, you do not have to worry whether or not you have money in your pockets. Your next of kin and children will get all this compensation whether you have money in your pocket or not. You will be paid per week or after every two weeks in case of your demise or being handicapped. Then, you are drawn into paying some yearly or monthly money, knowing there is an assurance at the end. We have to tie our string to the kite as a country. We want a country where we are truly assured and know insurance brokers or agents are certified. We should have an institution or body to ask in case The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
},
{
"id": 1521391,
"url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1521391/?format=api",
"text_counter": 272,
"type": "speech",
"speaker_name": "Busia County, ODM",
"speaker_title": "Hon. Catherine Omanyo",
"speaker": null,
"content": "of anything. We will go there and ask, \"So and so, agent number this or broker firm this came to us, and we got insured by your body, and this is what has happened\". It will be easier to track when anything happens if they have records or data of every professional insurance person. They will see what to do if you were conned or given a particular insurance. What happens in Kenya today? Many people have gone into villages and towns where people like bodaboda operators pay. However, there is no compensation when they get an accident. They go to Court only to find out they have been played and conned. They have nobody or institutions to run to and report to. As a nation, we have lost a lot in the hands of some people. Let me use maybe the harsh word \"con man\" or \"con woman\" on these people. They came in the name of an insurance firm but did not mean it. They just took the money. Also, some of these firms ensure they do not compensate, knowing they cannot be taken anywhere. It is as if they make sure they do not pay according to how they promise. If a teacher misbehaved and I went to the Teachers Service Commission (TSC), TSC would know what to do to that teacher. I will go to the Law Society of Kenya (LSK), which will handle any lawyer who conned me or did not purchase what I wanted. Maybe I trusted him and gave him the money that he ate, and LSK would punish such lawyers. If I go to the Nursing Council of Kenya, they are orderly. Which body regulates insurance? Which body do I go to and say a certain broker or agent took my money, I got an accident, and I have not been paid to date? The long bureaucracy in courts makes complainants tired and give up on the way. That makes many people not trust the insurance, which remains for the upper class only. People in the upper class in Kenya are very few. Maybe only 10 per cent of Kenya's insurance economy goes to the right and few trusted ones. I want an institution or body that looks like the LSK but is an insurance body; it looks like TSC, but it is an insurance body, a body that can give certificates to all agents that represent various insurance institutions. We can trust insurance, do more, and save lives if they come up with that certificate. We cannot just deposit or keep giving to a place resembling a bottomless pit. As they say in Kiswahili : Kiendacho kwa mganga hakirudi . It is a beautiful idea, but what do we do when we feel conned? Thank you."
}
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}