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{
    "id": 1004574,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1004574/?format=api",
    "text_counter": 576,
    "type": "speech",
    "speaker_name": "Kikuyu, JP",
    "speaker_title": "Hon. Kimani Ichung’wah",
    "speaker": {
        "id": 1835,
        "legal_name": "Anthony Kimani Ichung'Wah",
        "slug": "anthony-kimani-ichungwah"
    },
    "content": "be covered until and unless the underwriter receives his money, in a situation where the insured has no control to force the agency or the insurance broker to remit that money, that will be dangerous for insured people in this country. It means that if tomorrow you pay for your car premium to your insurance broker and he fails or remits half of it, your car will not be covered until that money is received. This amendment as it is, is dangerous for the insured. As people’s representatives, we should be speaking for the insured and not for brokers and underwriters as much as many of them are here. I want to speak for the ordinary person who is the insured person. I want to protect the ordinary Kenyan who, when they pay their premium, they will have no control of how and when the broker or agent will remit the money. The insurer, the underwriter and the broker or the agency have their own contractual obligations and they must be having mechanisms to enforce payment of premiums. In the worst-case scenario, we should have a situation where, if we are to be covered when the money is received, then we should do away with insurance brokerages and agencies and then we pay directly to the underwriters. I beg that we support this particular recommital."
}