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{
    "id": 102960,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/102960/?format=api",
    "text_counter": 103,
    "type": "other",
    "speaker_name": "",
    "speaker_title": "",
    "speaker": null,
    "content": "We have implemented several measures to strengthen our financial system and capital markets to facilitate financial inter-mediation for faster development. Through this Budget, we are again proposing some measures to deepen those reforms. The Policy Holders Compensation Fund (PHCF) was created to protect policy holders against insolvency of insurance companies by compensating policy holders in the event of the insurer being declared insolvent. However, the Insurance Act requires the Fund to terminate the cover of policy holders of an insurer who has not remitted the requisite contributions, which is unfair to the policy holders. In order to address this"
}