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{
    "id": 1095814,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1095814/?format=api",
    "text_counter": 326,
    "type": "speech",
    "speaker_name": "Ndaragwa, JP",
    "speaker_title": "Hon. Jeremiah Kioni",
    "speaker": {
        "id": 49,
        "legal_name": "Jeremiah Ngayu Kioni",
        "slug": "jeremiah-kioni"
    },
    "content": "Without doubt in my mind, if we had concentrated on such kind of Bills from the beginning and reduced politics, as the Rt. Hon. Raila said when he addressed the nation from Nakuru the other day, and concentrated less on political rivalry in this country or within our own House, I believe this Bill and many others would have found their way here and Kenyans would be benefiting from credit facilities they can afford. I thank the Leader of the Majority Party for finding it important to have this Bill with us today. Remembering that even when he was the Minister for Finance, it is the same team that introduced the Women Fund and the Youth Fund. Uwezo Fund was introduced much later by the Jubilee Government. This digital credit facility, looking at only three of the institutions that have been involved and where data has been collected, M-Shwari, Equitel and KCB M-Pesa, imagining they have moved over Kshs300 billion within the time this credit facility has been available, informs us how much more would have helped the ordinary Kenyans the mama mboga and the people who push the horse carts at the low level. It tells us how we would have changed their lives if we had addressed ourselves to this aspect and ensured that they are not paying the interest rates at 138 per cent. It is unbelievable that there are people who charge others 138 per cent. There is another one charging 152 per cent. We have a branch charging 384 per cent. For us to help Kenyans put a meal on their table, it does not take many things we may be talking about. It takes us who are elected into this House focusing on the instruments that are already with us and changing them and the lives of Kenyans would have been changed. The Women Enterprise Fund, the Youth Enterprise Fund and the Uwezo Fund have a total of over Kshs50 billion. If we were to focus on these institutions and focus on the digital lending facilities, give them a framework that helps the ordinary Kenyans, we would be engaging in other issues other than what has engaged us for quite a while."
}