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{
    "id": 1095824,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1095824/?format=api",
    "text_counter": 336,
    "type": "speech",
    "speaker_name": "Kaiti, WDM-K",
    "speaker_title": "Hon. Joshua Kivinda",
    "speaker": {
        "id": 13353,
        "legal_name": "Joshua Kivinda Kimilu",
        "slug": "joshua-kivinda-kimilu"
    },
    "content": " Thank you, Hon. Temporary Deputy Speaker, for giving me this opportunity to add my voice in support of the Bill. Digital banking and credit facility help Kenyans, especially low earners. I remember some of my constituents enjoy borrowing through the Fuliza platform. The youth take it seriously because they borrow money and in the evening they pay back. It is very important to support this amendment because it is timely. It will help people. During an emergency, they will be in a position to sort out their issues. For example, when students are sent home from school due to non-payment of school fees, within 20 minutes a parent can borrow money and pay the school fees. It saves time. Regulation is very key. It will take care of Kenyans. Some fraudsters take advantage of these platforms. The regulations will also save people from being conned and from money laundering. Digital platforms will also help low earners, those people who are not in a position to offer any collateral for them to get a loan. With the digital platforms, they will be in a position to seal deals with banks and mobile operators and be in a position to benefit from this facility. There are other institutions which make Kenyans to benefit through this platform. I had a programme in my constituency where I was trying to help widows and widowers by giving them facilities. It took me more than 20 days to go round my constituency. As I met them, I discussed with them what and how to do it. If I was using a digital platform, within a day, The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
}