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{
    "id": 1096150,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1096150/?format=api",
    "text_counter": 309,
    "type": "speech",
    "speaker_name": "Kangundo, Muungano",
    "speaker_title": "Hon. Fabian Muli",
    "speaker": {
        "id": 13360,
        "legal_name": "Fabian Kyule Muli",
        "slug": "fabian-kyule-muli-2"
    },
    "content": "of this Bill is good but it is not serving the purpose. So, my request is that we do amendments to this Bill in our Third Reading. The other issue is the word “insurance”. If you see the history of this country and where this country has come from, insurances are becoming very smart in English laws. They bring English laws where they do not want to pay. Is this Bill going to indemnify our customers in the bank when they deposit this money? This Bill is not going to give the purpose of indemnification. There are people who will have bigger money. There are people who will have small money. This Bill is bringing discrimination to some classes. We should not make laws which discriminate people. So, there is class left. We should make laws which attract everybody, including the young man with one bob or whatever the name you use and the billionaire in the street. So, we should make laws which give competitive fairness. Again, this Bill is going against laws of competition because it is specifying one class and amounts. It is not going to give the right indemnification required in insurance. In this country, when you have a road accident, there is what we call assessor value. When insurance companies want you to insure your car or house, they will bring an assessor who will give value of huge amounts of money. When they start paying that, they will say “this is not the market value today”. What happened when you were taking that insurance? It is high time we cornered insurance companies. They are really misusing our Kenyan citizens. You buy a car whose value is Kshs8 million, but when you get an accident, they will tell you there is what we call off- market. Did I get my money from off-market or I gave you original money? So, these are some of the questions we need to drive insurance companies to do their work accordingly."
}