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{
    "id": 1144301,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1144301/?format=api",
    "text_counter": 259,
    "type": "speech",
    "speaker_name": "Masinga, WDM-K",
    "speaker_title": "Hon. Joshua Mwalyo",
    "speaker": {
        "id": 13423,
        "legal_name": "Joshua Mbithi Mwalyo",
        "slug": "joshua-mbithi-mwalyo-2"
    },
    "content": "who sell tomatoes and vegetables have no bank accounts. They borrow the money and straight away run to the market to buy their products so that they can sell. However, when you put them in a bank, we know the bureaucracy in banks. You are told to bring registration certificates and practising licenses yet the people who are meant to benefit from these Funds do not have those things. So, we will have killed the whole idea of helping the mama mboga who sells vegetables at a kiosk and market stall. I think we are going back to where we came from. Those who came up with the idea of forming these Funds must have found a gap they wanted filled. There is a group of people who are un-bankable and are not able to access finances because they have no security, identity or certificates, but they are Kenyans who need to grow so that they can have some money with which to educate their children and provide for their homesteads. That was a very good idea."
}