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"content": "We should exploit the HELB Act in full. As much as there could be a problem, for example, the HELB lacking enough money, they have not exploited the Act fully. There are various ingenious ways they can exploit the Act fully. For example, many parents would like to save for their childrenâs education. A lot of that money is being saved in banks and insurance companies. These same people could be encouraged to buy the HELB bond so that the money can be on lent to those who require it. It is very unfortunate that we have refused to be innovative in our thinking and, therefore, constrain the development of our education system. There are many ways the people who would like to save with the HELB for the future of their childrenâs education can raise money. When the time comes, they can withdraw the money and educate their children. However, in the intervening period, the money could be on lent to these students."
}