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{
    "id": 1337280,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1337280/?format=api",
    "text_counter": 207,
    "type": "speech",
    "speaker_name": "South Mugirango, UDA",
    "speaker_title": "Hon. Silvanus Osoro",
    "speaker": null,
    "content": " Thank you very much, Hon. Temporary Speaker. I also support this Bill by the Leader of the Majority Party. It is important that, even as we support it, we reflect on our various encounters with different sales agents from insurance companies. You will notice that the history we have with insurance companies has made us develop some jitters and fears whenever we hear that a sales agent is at your door. We believe they come to sweet-talk us, sit with us and give us projections on the millions we will make. Eventually, when you are faced with a calamity, things go south. I am not really generalising. In most instances, you will find it very hard to recover what you are seeking. This amendment seeks to set retribution and some serious punitive measures against such people who take advantage of the statutory requirement, especially in motor vehicle insurance. Hon. Temporary Speaker, if you listen to the stories from the people who have motor vehicles, especially those who engage in motor vehicle business—matatus, private vehicle owners and the lorry owners— they are very shocking. During registration and when insurance companies are taking premiums, they are very good. I do not know what happens. They cover you against an accident. When it happens, they set their standards of checking whether it is indeed true that the accident took place. They tell you to give them three months for investigations. Three months go to six months. They go and collect some information. They send many people whom you cannot authenticate as a client. They eventually give you a report which is not so pleasing sometimes. They tell you that there was contributory negligence. Unless you go to other arms of Government or court, there is no element of appeal within their structure. They tell you what they have decided. They decide to pay you 70 or 50 per cent of what you insured or even nothing. That is what this Bill tries to cure."
}