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{
    "id": 1358510,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1358510/?format=api",
    "text_counter": 300,
    "type": "speech",
    "speaker_name": "Sen. Sifuna",
    "speaker_title": "",
    "speaker": {
        "id": 13599,
        "legal_name": "Sifuna Edwin Watenya",
        "slug": "sifuna-edwin-watenya"
    },
    "content": "Thank you, Mr. Speaker, Sir. The question of the default rate is a question of mathematics and your capacity to comprehend maths. Kshs10.2 billion outstanding as loans and Kshs3 billion out of that, which is almost 30 per cent, is listed as non-performing loans. You do not need to be a genius to know what non-performing loans mean. You take that figure of 30 per cent and compare it with the figure of the default in commercial banks. You will see which one has a higher default rate and I will provide that evidence tomorrow of what the current default rate for commercial loans is vis-à-vis the default rate for---"
}