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{
    "id": 1358680,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1358680/?format=api",
    "text_counter": 82,
    "type": "speech",
    "speaker_name": "His Excellency the President",
    "speaker_title": "",
    "speaker": {
        "id": 168,
        "legal_name": "Uhuru Muigai Kenyatta",
        "slug": "uhuru-kenyatta"
    },
    "content": "As I earlier indicated, our public borrowing had long crowded our productive sector from the financial markets, raising the cost of credit and slowing down trade and commerce, especially the micro, small and medium-sized enterprises, including mama mboga . Consequently, many enterprises and entrepreneurs were referred for blacklisting by the Credit Reference Bureau (CRB), where 7 million borrowers were listed by last year. We committed to provide affordable and accessible credit and restore small business owners to good standing with credit rating agencies. A deliberate, targeted strategic financial inclusion fund: The Hustler Fund, providing affordable credit and mobilising savings for individuals and small businesses was launched on 30th November 2022. The public response to the Hustler Fund has exceeded most initial projections and surprised even the most hardened sceptics. By the end of last month, the Fund had disbursed Ksh36.6 billion, with Ksh2.3 billion in savings and 7.5 million repeat borrowers whose overall repayment rate is at an impressive 73 per cent. The top borrower of the fund has so far accessed a total Ksh4.5 million in 816 transactions, while the top voluntary saver is at Ksh631,491."
}