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{
    "id": 1375181,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1375181/?format=api",
    "text_counter": 49,
    "type": "speech",
    "speaker_name": "Kigumo, UDA",
    "speaker_title": "Hon. Joseph Munyoro",
    "speaker": null,
    "content": "The bodaboda sector has emerged as one of the key sectors driving the uptake of the Buy-Now-Pay-Later (BNPL) models for purchase of various merchandise including motorcycles. The model, according to industry players, has gained popularity especially among young and low-income consumers who may not have access to traditional credit facilities. Recent reports indicate that bodaboda riders and small vendors account for the largest share of the BNPL model. However, what is marketed as an accessible path to owning a motorbike and achieving financial independence has become a nightmare for hundreds of jobless youth in the country. BNPL providers lure borrowers with deceitful promises of low down-payments and easy installments yet hidden fees, exorbitant interest rates and aggressive debt collection tactics soon reveal the true cost of a commodity."
}