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{
    "id": 1511991,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/1511991/?format=api",
    "text_counter": 362,
    "type": "speech",
    "speaker_name": "Molo, UDA",
    "speaker_title": "Hon. Kimani Kuria",
    "speaker": null,
    "content": " Hon. Temporary Chairman, I would like to persuade our Members that the reason core capital of banks is very crucial is because the model of operation of business for banks is very different from SACCOs. Banks take deposits, then they lend and that is how they make a profit. In the event where they lend more than they should not or there is no prudential management in their lending and the defaulters become too many, we might find a situation whereby you go to a bank to withdraw money but you are told you cannot. You can go to a bank, you want to take a loan, even when you qualify for that loan and you cannot take. So, it is something very important. Therefore, I beg to move my amendment in an amended form to read as follows."
}