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{
    "id": 185055,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/185055/?format=api",
    "text_counter": 77,
    "type": "speech",
    "speaker_name": "Dr. Mwiria",
    "speaker_title": "The Assistant Minister for Higher Education, Science and Technology",
    "speaker": {
        "id": 190,
        "legal_name": "Valerian Kilemi Mwiria",
        "slug": "kilemi-mwiria"
    },
    "content": " Mr. Speaker, Sir, I beg to reply. (a) I am not aware that fresh graduates from universities have difficulties in accessing loans from the HELB for post-graduate studies. The HELB awards loans to students pursuing both undergraduate and post-graduate studies in public and private chartered universities. The criteria for eligible candidates is as follows:- (i) There is no age limit, as long as the student will be able to pay the loan through the check-off system. (ii) Students will be expected to pay at 12 per cent interest rate per annum. (iii) A non-refundable fee of Kshs2,000 is charged for each application form. The ceiling for the loan is Kshs120,000 for undergraduates and Kshs150,000 for post- graduate students. To qualify, you should be pursuing either a Masters or Doctorate degree. Post- graduate loans are based on the students' ability to pay while they are in school. (b) The HELB loans are readily available to post-graduate students who meet the criteria and conditions as stated above. Other than the criteria and conditions, the loans are given without October 8, 2008 PARLIAMENTARY DEBATES 2579 any prejudice whatsoever to applicants who intend to pursue studies for Masters and PhD studies in public or private chartered universities."
}