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{
    "id": 277103,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/277103/?format=api",
    "text_counter": 939,
    "type": "speech",
    "speaker_name": "Dr. Nuh",
    "speaker_title": "",
    "speaker": {
        "id": 114,
        "legal_name": "Nuh Nassir Abdi",
        "slug": "nuh-abdi"
    },
    "content": "I want to give the reasons as to why we want this amendment. Today, every bank has a specific lending rate that it has set on its own criterion and no one regulates it. M/s Barclays can set at 18 per cent, the Kenya Commercial Bank (KCB) can set at 22 per cent, and any other bank can set at 30 per cent and they are honest. They will tell you: “This is our lending rate; so we are charging you 3 per cent or 4 per cent plus.” When you ask the Central Bank of Kenya (CBK), the regulator as to why interest regimes are not being curtailed, or why interest rates are skyrocketing, they will tell you that they have no control over banks."
}