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"content": "A violation entails either a criminal conduct or a matter of civil nature, but that is breaking the laws. So, where you say that you have to protect the law breakers, that is the problem. All that your answer says is that in the course of conducting supervision and surveillance as mandated by the law, the CBK, from time to time during inspections, comes across banks that are not strictly observing all the requirements of the Banking Act and the Prudential Guidelines issued by the CBK as a regulator. You then proceed on and give that section. However, this section does not expressly also protect violators. It does give---"
}