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{
    "id": 344005,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/344005/?format=api",
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    "content": "study, the CBK came up with what they are calling “prudential guidelines”, which also include onlending. For example, they came up with guidelines on lending where there is interest, lending to directors, lending to employees and giving non-secured loans. Basically, they looked at the entire portfolio. That is why since that time we have not had any bank failure. That is why even when interest rates went up by almost 35 per cent, there was no mass default as it happened in the United States of America and other places. This is because of the guidelines that were formulated by the CBK. So, I would say if you just look at the study on non-performing loans in banks and exclude the Charterhouse Bank, you will realize that this was a very important report. This had nothing to do with Charterhouse Bank. It was for all banks generally."
}