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"speaker_name": "Hon. (Eng.) Gumbo",
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"legal_name": "Nicholas Gumbo",
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"content": "touch and feel. It should go beyond things that you cannot touch and feel. I will give you an example. Anybody who has attempted to insure, for example, a mobile phone, when you raise a claim two years later, if, and this is a big if, the insurance company decides to give you compensation, it is usually a tenth of the price. The argument is that because of the depreciation in technology, the mobile phone that you bought two years ago is no longer of the same value. But one fundamental point is lost in that argument and this is the point of data contained in that mobile phone. I hope, God willing I will be here for the next four years, so that we make amendments that are in tandem with the times that we live in. For instance, as I speak, the issue of data protection is a major issue. Loss of data can bring this House not to transact business. Today, if you lose your mobile phone, for most of us, what will concern you most are the contacts, emails and appointments in your mobile phone. These are issues that we need to address as we move forward. So, I would request my colleague and distinguished lawyer, hon. Kajuju, to please, in her Committee on Regional Integration, to impress upon our brothers that we embrace them and we should see that reciprocal treatment, not just in the issue of insurance, but in all facets. When our lawyers go to look for work in Tanzania, let them be embraced as brothers. When our engineers go to look for work, let them be embraced as brothers. This is a sincere and genuine fear and if we cannot address it here, we will not be doing justice to this amendment. I come from the fishing community. Rarieda Constituency has about 30 fish landing sites. I would have been happy if the Chairman of the Committee, hon. Langat, would have looked at the issue of expanding the insurance space. A lot of the people who do fishing work at the lake are not even aware that with Kshs20 per day, you can get insurance to help you with your canoes, nets and most fundamentally to help you when you are sick. This is lacking. The penetration of insurance in Kenya is still far too low. The mandate of the IRA should now expand to include, for instance, what the Retirement Benefits Authority is doing. If you look at the advertisements that they are putting on our television, they are targeting the ordinary Kenyan and this is the right way to go. As a country and as they have said all along and it is as it is said everywhere, we are like a chain. We are as strong as the weakest link. I thank God that we are privileged to belong to the well-to-do in Kenya and the only way we can sufficiently protect the well-to-do in this country is if we can find safeguards for those of us who are not as well to do as we are. So, as we go along, these are areas that we need to look at, so that we promote public awareness, so that even those in the rural areas, the peasants like my parents, who were there before me, can appreciate and understand the value of getting insurance and be made to know that to be insured is not as difficult as it looks. Along with that public awareness, we have had many issues and I think this is known to everybody. As it has been spoken about by my colleagues who spoke before me, insurance companies are quick to accept premiums, but then usually when it comes to paying, it is a bit uphill. They will find all manner of excuses. We need to bring discipline into the insurance industry. The only way you will get many Kenyans being insured, is if they know that, for instance, when the time comes to call the premium, you can get it. If we can do this, it can be very good. The truth is that we still have a lot of The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
}