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{
    "id": 465438,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/465438/?format=api",
    "text_counter": 397,
    "type": "speech",
    "speaker_name": "Hon. Gikaria",
    "speaker_title": "",
    "speaker": {
        "id": 2489,
        "legal_name": "David Gikaria",
        "slug": "david-gikaria"
    },
    "content": "Thank you, hon. Temporary Deputy Speaker. First of all, let me take this opportunity to thank the Chairman of the Committee on Finance, Planning and Trade, and his team for coming up with very good amendments to the Insurance Act. I want to speak squarely on issues that pertain mostly to my constituency. People come out, follow the law and pay for their insurance policies but it becomes very difficult for them to access compensation when the risk occurs. The Committee did a very good job but at the same time, they have bestowed the responsibility of seeing that everybody who is required to pay for an insurance policy, especially users of public roads, is pushed to do so. It is becoming an issue because in my constituency, there are so many cases of road accidents involving motorcycle and three- wheeler vehicles. The problem is that motorcycle and tuk-tuk owners do not insure those vehicles. This is becoming an issue because every other day, you are called upon to attend to Harambee . It will also be fair if the Committee could look into the enforcement part of it, a role that police officers are mandated to partake and ensure that every vehicle using a public road has the necessary insurance policy. That notwithstanding, I would like to thank the Committee for, first of all, bringing the amendments to align the Act to the Constitution. Previously, the Attorney- General would prosecute. We know what used to happen in the past. With the Director of Public Prosecution now being in charge of prosecution, he will take charge and punish anybody who will contravene this Act. Secondly, on the issue of policy holders, I want to agree with the Member for Kiharu, who has just left. The victims find it difficult to access their benefits. Sometime back in this House there was a Motion to discuss whether the insurance companies could be directed to make direct payments to the accident victims. That Motion was shot down. It is high time now we started thinking about that. What we are interested in are those who fall in the five per cent category who are the ones suffering most. The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
}