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"speaker_name": "Hon. Chumel",
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"legal_name": "Samuel Chumel Moroto",
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"content": "Thank you very much, hon. Temporary Deputy Speaker, Sir, for giving me this opportunity. I would also like to add my voice in thanking and congratulating the Chairman and the Committee for coming up with a clear road to help our people to come out of the suffering that they have been going through for a long time. Most of the Members have raised the concerns that I had, but I only want to emphasise what some of them have said. I want to start with the issues between us and the East African Community. The other day we were told by our leaders that one can use his identity card to travel across the partner states without having to get visas. Kenyans are now using that opportunity to do business across the borders. Kenyans move faster than others, but there are some hiccups, for example, the issue of insurance. I have a family on the other side, but when I want to go there, the insurance cover that I have cannot cover me on the other side. Sometimes, I am forced to buy another cover to cover my vehicle and myself. If that happens to me, what about other Kenyans? This is a good thing that is going to help our people. Hon. Wamunyinyi talked about the comprehensive insurance covers on our vehicles yet you will find that for one year, you have not had an accident. You can go for two or three years on the comprehensive insurance cover, but if all a sudden a problem occurs, the insurance companies do not consider all the contributions that you have made. They charge you afresh and ask you for the excess. They either do it 70 per cent and you are asked to add the 30 per cent. It is usually between 20 and 30 per cent because I experienced that at one time. So, it forces people to take third party policies so that even if anything happens, you do not have much to lose. You just know that this is what I paid and I cannot go beyond that. It is not like when you have taken comprehensive insurance policy. I hope the Committee has considered that. It is just like a bank, when you put your money there, it accrues interest. This is part of business, just like any other."
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