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{
    "id": 555646,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/555646/?format=api",
    "text_counter": 48,
    "type": "speech",
    "speaker_name": "Hon. (Ms.) Chepkwony",
    "speaker_title": "",
    "speaker": {
        "id": 640,
        "legal_name": "Hellen Chelangat Chepkwony",
        "slug": "hellen-chelangat-chepkwony"
    },
    "content": "I would like to say that the formula they use to give loans to students is not right. Sometimes you will find students who apply for loans are not successful but the HELB does not give reasons why they were not given. I think the way they scrutinise these students is totally unfair. Because we will now include the students in that Board, I pray that it will scrutinise those students and inform the unsuccessful applicants in advance. This is because right now, it takes too long for a student to know that he or she has not secured a loan with the HELB. I would also like to say that most students are sent home and yet they have applied for these loans. Students from poor families should be considered for these loans. Hon. Temporary Deputy Speaker, the HELB should also consider students in private universities because we know that not all students join public universities. This is because vacancies in public universities are very few. We thank the HELB for making sure that students who attained university qualifications but are in private universities get these loans. We pray that the Board will consider more students in private universities for these loans. Hon. Temporary Deputy Speaker, in this country, we know that students in colleges are given funds by the CDF and county governments. We hope that the Board will scrutinise these cases so that these students are again not given HELB loans. There is a lot of duplication and such cases should be scrutinised so that only deserving students get these loan. Concerning the grace period for repayment of the HELB loans, even now, there are students who have finished university but have been without jobs for even 10 years. In case a student has not got a job, the loan he or she took from HELB should not earn interest. Hon. Temporary Deputy Speaker, the HELB should not block a student who has finished university and desires to get a loan from a bank. The HELB should approve these cases so that such graduants can get loans from banks which they can use to do businesses and repay the HELB loans. If you do not allow them to take loans from the bank to do business to repay the HELB loans, how will they repay the loans? This is because there are no employment opportunities for all of us in this country. I beg to support the Bill."
}