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{
    "id": 556176,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/556176/?format=api",
    "text_counter": 224,
    "type": "other",
    "speaker_name": "",
    "speaker_title": "",
    "speaker": null,
    "content": "First, requiring all banks to use the Kenya Bankers Reference Rate (KBRR) as a basis for pricing credit. This has enabled borrowers to easily compare lending interest rates offered by different banks. Since the rollout of KBRR framework, the average lending rate for the banking sector has declined from 16.9 per cent in July, 2014 to 15.5 per cent in March, 2015 and the spread between the average lending rate and average deposit rate has also declined from 10.3 per cent to 8.8 per cent over the same period."
}