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{
    "id": 632556,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/632556/?format=api",
    "text_counter": 263,
    "type": "speech",
    "speaker_name": "Hon. (Ms.) Muhia",
    "speaker_title": "",
    "speaker": {
        "id": 968,
        "legal_name": "Wanjiku Muhia",
        "slug": "wanjiku-muhia"
    },
    "content": "The defaulters’ rate has increased. You will realise that most people who appear at the Credit Reference Bureau (CRB), are our youths. This is a bombshell in waiting. Graduates lack jobs, they get loans which they are unable to replay because of unrealistic interest rates and they end up in the CRB list. They get jobs in the Government or in any Ministry and when they want to clear their names, it is not possible. They get very frustrated. I tend to think that this could also result to our youths turning to radicalisation that causes insecurity. It cannot go unnoticed that families have suffered. Domestic violence has increased in our society today. This is as a result of a wife getting a loan, failing to replay and bank goes for whatever the family has. Husband gets angry that there is domestic violence. On the other hand, the husband gets a loan, he is unable to replay and as a result, the family losses its property. This has increased cases of domestic family. We all know that businesses have suffered particularly the middlemen."
}