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{
    "id": 676343,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/676343/?format=api",
    "text_counter": 126,
    "type": "speech",
    "speaker_name": "Hon. Barua",
    "speaker_title": "",
    "speaker": {
        "id": 1529,
        "legal_name": "Ejidius Njogu Barua",
        "slug": "ejidius-njogu-barua"
    },
    "content": "This Bill has come at the right time because the banking system in Kenya has not been customer friendly. It has been operating on a top-bottom approach. It is high time issues that concern the common banker are put into consideration. By so doing, Kenyans will have confidence in the banking system and this will help develop the nation. There has been some level of impunity in banks in terms of interest rates. Somebody can borrow ‘x’ amount of money and within a short time due to some difficulties, they end up paying about 10-15 times more. The issue of uncontrolled interest rates has for a long time put property which has been used as collateral at risk. By so doing, most Kenyans are afraid of taking bank loans. The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
}