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{
    "id": 723038,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/723038/?format=api",
    "text_counter": 140,
    "type": "speech",
    "speaker_name": "Hon. Gikaria",
    "speaker_title": "",
    "speaker": {
        "id": 2489,
        "legal_name": "David Gikaria",
        "slug": "david-gikaria"
    },
    "content": "It is unfortunate that SACCOs do not enjoy the facility of sharing credit information. Most of their members borrow money from one SACCO to another without caring to repay it. That is what has crippled most of the societies and not mismanagement. Bad debts have also risen out of non-payment by members who have taken some loans. This Bill stipulates that SACCOs are going to share credit information with banks. That will go a long way in addressing some of those problems by stopping people who are fond of moving from one SACCO to another getting money, failing to repay and no action is taken against them. This is going to stop that bad behaviour by some people who have been doing that."
}