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{
    "id": 736149,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/736149/?format=api",
    "text_counter": 104,
    "type": "speech",
    "speaker_name": "Hon. (Ms.) Ngetich",
    "speaker_title": "",
    "speaker": {
        "id": 511,
        "legal_name": "Cecilia Chelangat Ngetich",
        "slug": "cecilia-chelangat-ngetich"
    },
    "content": "Thank you, Hon. Speaker for giving me this opportunity to support the Insurance (Amendment) Bill, 2017. This Bill is intended to firm up the services given by insurance companies. Since insurance is about compensation, it is a good thing that these amendments have been brought forth. If we pass this Bill, insurance firms will be required to have a stipulated amount of money as capital. This is because many insurance firms look for excuses not to pay persons, but when you dig deep you realize that it is because they lack resources. Secondly, for any insurance firm to be registered this will depend on its performance, otherwise their licences would not be renewed. The firms must have the requisite minimum capital that has been stipulated. I support this Bill because many people suffer when they get accidents. There are many insurance products that are offered, but mainly for accidents. We are now experiencing shortage of maize. It is partly because of a crop disease that affected maize in most parts of the Rift Valley. Many farmers lost their crops. I think it would be good to provide insurance in that line of agriculture. That way, when farmers lose their crops they would get compensated. This will definitely motivate farmers to continue farming. I would like to say something about the National Hospital Insurance Fund (NHIF). This morning we debated the issue of compensation of police officers who get injured or even killed in the line of duty. I know that police officers are presently insured by AON Minet and the NHIF. The ordinary persons are insured vide a scheme where they pay Kshsh500 per month to the NHIF. The problem is that despite this payment being upgraded to Kshs500, services have never been broadened. The NHIF is still not able to offer critical medical services such as dental services. One can only get the CT-Scan services once in their entire medical cover. Dialysis is limited to twice only and yet a kidney patient would require at least four sessions on a dialysis machine. The electronic version of the Official Hansard Report is for information purposesonly. A certified version of this Report can be obtained from the Hansard Editor."
}