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{
    "id": 832762,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/832762/?format=api",
    "text_counter": 200,
    "type": "speech",
    "speaker_name": "Sen. Murkomen",
    "speaker_title": "The Senate Majority Leader",
    "speaker": {
        "id": 440,
        "legal_name": "Onesimus Kipchumba Murkomen",
        "slug": "kipchumba-murkomen"
    },
    "content": "In fact, in my county, I have created a Savings and Credit Co-operative (SACCO) for them. I support them financially and call friends for fundraisers to improve the SACCOs but discipline must be enhanced in the sector. We must ensure that we have discipline in the sector and we must protect members of the public. When we talk about members of the public, it includes motorcycle riders because as I told you, most of them do not own the motorcycles. They are only rented to perform the task of carrying passengers without any licenses or regulations. I have a suggestion that I mentioned during the previous discussion on traffic problems that we have in this country. We need to change the manner in which insurance is given. For our case, when you get insurance for your car, it is for your car. In most countries abroad, insurance is given to the individual driver. If you go with a particular car, you are asked who will be driving the car. That person is given the insurance based on their experience. For example, in Italy, if it is your first time, you pay the highest premium. If you have driven for 15 years without incidences, you pay the least. For a particular car, you could pay, for example, an equivalent of Kshs200,000 if it is your first time. If you have been driving for 15 years without incidences, you can even pay an equivalent of Kshs20,000 for the same car. The difference is as a result of the experience that one has. If we adopt the same, then every individual will take care of the vehicle or motorcycle they are given because they will be linked to their insurance. When someone knows that the cost will be double in future if they want another insurance cover having been arrested even once, then they will be more careful. These are some of the regulations that must be put in place to protect this sector."
}