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{
    "id": 914974,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/914974/?format=api",
    "text_counter": 209,
    "type": "speech",
    "speaker_name": "Westlands, ODM",
    "speaker_title": "Hon. Tim Wanyonyi",
    "speaker": {
        "id": 3036,
        "legal_name": "Timothy Wanyonyi Wetangula",
        "slug": "timothy-wanyonyi-wetangula"
    },
    "content": "Many times we have seen Kenyans are being fleeced by online borrowing which comes very easily. Somebody borrows money that he does not have any use for and then he ends up in the Credit Reference Bureau (CRB) where he is listed as one who has defaulted in paying debts. You cannot really blame the person. We are here to make sure that a business is not operated in a way that is punitive to people who want to help others secure credit facilities. The financial institutions must make sure that they have the right information about the borrower and go an extra length to make sure that the borrower, who has defaulted, must be the one to be brought to book and not the guarantor. This Bill will make guarantors to be secure. When I guarantee somebody to borrow a loan, I will not be auctioned. The law will not be bent the other side and leave the principal borrower walking around free when the guarantor is being taken away."
}