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{
    "id": 914983,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/914983/?format=api",
    "text_counter": 218,
    "type": "speech",
    "speaker_name": "Kandara, JP",
    "speaker_title": "Hon. (Ms.) Alice Wahome",
    "speaker": {
        "id": 1700,
        "legal_name": "Alice Muthoni Wahome",
        "slug": "alice-muthoni-wahome"
    },
    "content": "The essence of this Bill has been explained by most Members who have contributed. The concern of the Mover of this Bill is that, if the principal borrower takes a loan, gives a security and commits to pay the loan, but he is asked to further guarantee the loan or give additional security by a guarantor, then he has the responsibility to pay. It has occurred many times that the guarantor is the wife, son, daughter, family member, father or a close friend of the borrower. Because there is a security that initially was to guarantee this loan, many times you find that even the wife who has guaranteed this loan is basically not very well advised because she is agreeing to the request by her husband. When it comes to the information regarding the payment, maybe the address is the same, the person who receives the reminders for the loan could be same borrower and that the address that was given in terms of communication is that of the main borrower. Many times, the guarantors are sought for to meet the commitment without previous knowledge of the record of repayment and prior notice of the default. Therefore, they lose their properties and homes. They possibly could have contributed to push for repayment."
}