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{
    "id": 915220,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/915220/?format=api",
    "text_counter": 177,
    "type": "speech",
    "speaker_name": "Garissa Township, JP",
    "speaker_title": "Hon. Aden Duale",
    "speaker": {
        "id": 15,
        "legal_name": "Aden Bare Duale",
        "slug": "aden-duale"
    },
    "content": "Clause 11 of the Bill intends to repeal and replace Section 156 of the Act which provides advance payment of premiums to the insurance company. It negates the principles of cash and carry and it is likely to cause the problem of delay in settlement of claims. Close to Kshs40billion of claims are currently in the insurance industry. This amendment makes it possible that when I ask a broker to insure my car comprehensively, I have the powers to pay the insurer directly. We have a situation where you can pay the broker and he does not remit the money to the underwriter, and he will only run when your car gets an accident. If it does not get an accident the whole year, he might not even remit that money. So, this amendment will ensure that all payments of claims are made to insurers and that a period is set so that we reduce the huge claims. That proposed amendment introduces Section 156 which is in the President’s Memorandum. The President proposes that Clause 11 be deleted and substituted thereof with a new sub Section 156."
}