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"content": "FURTHER CONCERNED THAT, when beneficiaries fail to remit their monthly instalments for more than three months, HELB reports them to the Credit Reference Bureaus (CRB) preventing them from accessing loan facilities with any financial institution in Kenya, accessing employment opportunities in the government and major private and publicly listed companies and the loan guarantors are pursued and forced to service the HELB loan; NOW THEREFORE, the Senate recommends that the Ministry of Education and HELB – 1. Institutes a six (6) month full waiver of all the interest and penalties accrued, including the lifting of Credit Reference Bureau blacklisting, for defaulters who are willing to repay their loans in entirety, within the six (6) month period; and 2. Embarks on a forty-five (45) day sensitization exercise preceding the waiver, not later than ninety (90) days after the passage of this motion."
}