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{
    "id": 954793,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/954793/?format=api",
    "text_counter": 485,
    "type": "speech",
    "speaker_name": "Othaya, JP",
    "speaker_title": "Hon. Gichuki Mugambi",
    "speaker": {
        "id": 13463,
        "legal_name": "James Gichuki Mugambi",
        "slug": "james-gichuki-mugambi-2"
    },
    "content": "banks when it comes to lending. We are reckless in our spending until we create such a huge deficit that everyday banks have a ready market for their funds because the Government has an insatiable appetite for borrowing. I believe if the Government reins in on its budget deficits, banks will lend to SMEs at a lower rate. We already know SMEs have other avenues of borrowing. They have the co-operative movement where they save and borrow at 12 per cent reducing balance. We already have the Government support through the Uwezo Fund, the Youth Enterprise Fund (YEF) and the Women Enterprise Fund (WEF). Therefore, we cannot be told that we have to remove the capping to save our SMEs."
}