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{
    "id": 959789,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/959789/?format=api",
    "text_counter": 193,
    "type": "speech",
    "speaker_name": "Mwea, JP",
    "speaker_title": "Hon. Josphat Kabinga",
    "speaker": {
        "id": 13441,
        "legal_name": "Josphat Kabinga Wachira",
        "slug": "josphat-kabinga-wachira-2"
    },
    "content": "There are many challenges that entrepreneurs and the business community have been facing ever since this Bill became law. It is high time banks re-looked at some of the areas that they put strict conditions for borrowing. If banks can adhere to this particular Bill, they can expand their lending base. More Kenyans would walk in and borrow loans. They do not only need to look at one big fish but small fish that will end up giving them the capital that they are looking for. These strict conditions are really bad for upcoming entrepreneurs. Banks in the old days were partners with would-be borrowers. They would even go to an extent of helping them to build business cases so that they can succeed as the bank is also making money. Today, banks are only interested in those people who have institutions that have already succeeded in their work. Therefore, they do not take risk in their work. They are risk free. That is why we hear of billions of shillings being made by these institutions whereas our economy is at a standstill or not The electronic version of the Official Hansard Report is for information purposes only. Acertified version of this Report can be obtained from the Hansard Editor."
}