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"type": "speech",
"speaker_name": "Gichugu, JP",
"speaker_title": "Hon. Gichimu Githinji",
"speaker": {
"id": 13341,
"legal_name": "Robert Gichimu Githinji",
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"content": "charge interest rates which are more than 14 per cent, whether they are macro or micro-finance institutions. The other issue about this Bill, as now amended, is that it conforms to the Constitution because it also affects both the borrower and the lender. One of the areas that the court identified as a bit unconstitutional is that the Bill seemed to give a punitive aspect to the lender and left the borrower. If you borrow money from a financial institution on terms that contravenes what this Act provides, you are also culpable. Because a lot has been said about this Bill and everyone supports it as I do, I will stop here in the interest of time and due to the fact that I would like as many Members as possible to contribute. Because I have 10 minutes, I donate my remaining minutes to the Member for Kinangop."
}