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"id": 959829,
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"type": "speech",
"speaker_name": "Kinangop, JP",
"speaker_title": "Hon. Zachary Thuku",
"speaker": {
"id": 13380,
"legal_name": "Zachary Kwenya Thuku",
"slug": "zachary-kwenya-thuku"
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"content": "They have some informal agreements on the level of interest rate that is charged to the citizens or loan borrowers. The other thing I would like to address is that of savings. Once we cap interest rates, depositors do not get some good returns from their deposits or the investments and so to some extent there is negativity in interest rate capping. However, the benefits outweigh the negativities and so I wish to support this Bill. The issues that were not addressed by the Act that we are amending are now going to be addressed. It is not only financial and banking institutions that lend money to borrowers. We have cases of individual lenders and shylocks. Now the law is quite clear that in case anybody contravenes this Act, they will be liable to a certain fine and/or imprisonment."
}