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{
    "id": 976543,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/976543/?format=api",
    "text_counter": 305,
    "type": "speech",
    "speaker_name": "Kasarani, JP",
    "speaker_title": "Hon. (Ms.) Mercy Wanjiku",
    "speaker": {
        "id": 13364,
        "legal_name": "Mercy Wanjiku Gakuya",
        "slug": "mercy-wanjiku-gakuya-2"
    },
    "content": "brilliant idea. Since it was launched in 2013 as per the name, we thought that it would really do great things. But the beneficiaries who benefited since 2013 up to 2017 did not have the initial knowledge to manage the funds. It was sought of a gain from the campaign with the Government which took power. In Kasarani, we have never started giving out Uwezo Fund because 90 per cent of those who were supposed to repay, have not started the repayments. We still have the challenge because in the urban setup, it is a bit different. Once you take the loan - just like any other loan such as Youth Enterprise Development Fund and Women Enterprise Fund - there should be enough repayment measures. The way they took the Uwezo Fund loan, they thought they had been given a big thank you. So, the Special Funds Accounts Committee should ensure that measures for the repayment are strict and the limit is set. For example, you will find in some constituencies that until you have Kshs4million or Kshs7 million, you cannot give out the loans. They are supposed to lift that limit so that even if you have Kshs2 million, Kshs3 million or what has been repaid, you can start giving the loans. Those who benefit from the Uwezo Fund should have enough training both for repayment and doing business. With the tough measures to defaulters - just like you find in table banking or merry-go- round - women know the consequences of defaulting. We have seen defaulter’s items being taken and businesses being closed down. They are supposed to ensure they repay any money that is not theirs but meant for business - like in this case the Uwezo Fund, Women Enterprise Fund and the Youth Enterprise Development Fund."
}