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{
    "id": 976552,
    "url": "https://info.mzalendo.com/api/v0.1/hansard/entries/976552/?format=api",
    "text_counter": 314,
    "type": "speech",
    "speaker_name": "Seme, ODM",
    "speaker_title": "Hon. (Dr.) James Nyikal",
    "speaker": {
        "id": 434,
        "legal_name": "James Nyikal",
        "slug": "james-nyikal"
    },
    "content": "There is also the problem of very quick blacklisting. If any one member of the group has misused the money, the whole group is then blacklisted. The worst bit of it is that those groups dissolve and then form other groups thus, when tracking them, even the new groups have amongst them people who have been blacklisted and they therefore fail to qualify. So, my summary on the Uwezo Fund is that it needs a structure and an administrative support at the ground level. Our offices as Members of Parliament have tried to do this but, without doing that, we are not going to get anywhere. Madam Temporary Deputy Speaker, speaking of the Women Enterprise Fund, I have given you the history of why it worked. Basically, we put in structures, money for administration and then had to deal with the problem of politics, where the people felt that those were monies that were given out politically and did not have to be refunded. Once that was dealt with and the women understood, particularly if they are using table banking, it has worked very well because the interest of that money is at 1 per cent while the table banking amongst ladies is the most expensive one because for every Kshss100, you pay Kshs10 in a month. That interest is over 120 per cent per year. Somehow, the women do it. The smart women take the Women Enterprise Fund, blend it amongst themselves at a higher rate and keep the interest. That is why it is working well. Again, this just shows that the women or all the people actually need some easy funds. The Women Enterprise Fund money has proved easy to get. Even those that are not able to get to the bank can now access banking services through it. Some Members have expressed fears of getting into groups. But as designed, the Women Enterprise Fund had two elements; one element The electronic version of the Official Hansard Report is for information purposes only. Acertified version of this Report can be obtained from the Hansard Editor."
}